Closed-Loop Payment & Operation Solution

One Unified Engine. Infinite Industry Applications

A universal integrated system that combines Application Systems, Database Systems, and Terminal Devices. Flexible configuration for Public Transport, Energy Retail, and Campus environments.

The Universal Engine for Closed-Loop Business

Our solution handles the complete lifecycle: Card Making, Issuance, Recharge, Consumption, Settlement, and Reporting. Whether for transportation ticketing or energy retail, it ensures secure, real-time transaction processing for any closed-loop scenario.

System Elements

Application Layer

Core Business Management

It handles the complete lifecycle of smart cards: Card Making, Issuance, Recharge, Consumption, Settlement, and Reporting. It ensures precise financial reconciliation.

Terminal Layer

Diverse Access Terminals

Supports a wide range of hardware. From Contactless Card Readers and Gates in transit stations to Handheld POS and Fuel Dispensers in gas stations, ensuring “Charge & Go” efficiency.

Data Layer

Robust Infrastructure

A hierarchical network structure comprising Station Networks, Wide Area Networks (WAN), and Headquarters LANs. This ensures real-time data synchronization between the central database and distributed terminals.

Product Detail

Comprehensive Operation Management

The system standardizes business operations across industries. It handles everything from Card Initialization and Issuance to Real-time Consumption and Financial Settlement, generating detailed reports for precise reconciliation.

Card Issuance

Recharge & Settlement

Financial Reporting

Flexible Payment & Ticketing Engine

A highly configurable rules engine. It supports diverse ticket types (Non-reserved/Reserved, Season Passes) and accepts multiple payment methods approved by local authorities (Cash, Bank Cards, Vouchers) to enable “Charge & Go.”

Pay-as-you-go

Season Passes

Voucher Payment

Cross-Industry Ecosystem

Beyond payments, the platform drives growth. It fosters a “Symbiotic” ecosystem by integrating cross-industry services , utilizing data to help operators acquire customers and expand their value chain.

Cross-Industry

Data-Driven Growth

Symbiosis Ecosystem

Use Case

Smart Public Transport

A closed-loop system for Metro, Bus, and BRT. Manages Single/Multi-ride, Reserved/Non-reserved Seats, and Season Passes. Manages Single/Multi-ride, Reserved/Non-reserved Seats, and Season Passes.

Energy Retail & Gas Stations

Digital transformation for fuel retailers. “Gas Station + Internet” management system.Integrating non-fuel retail to boost fuel sales and customer loyalty.

Smart Public Transport

A closed-loop system for Metro, Bus, and BRT. Manages Single/Multi-ride, Reserved/Non-reserved Seats, and Season Passes. Manages Single/Multi-ride, Reserved/Non-reserved Seats, and Season Passes.

Energy Retail & Gas Stations

Digital transformation for fuel retailers. “Gas Station + Internet” management system.Integrating non-fuel retail to boost fuel sales and customer loyalty.

Solution Advantages

Universal Architecture

Integrates App, DB, and Terminals into one system.

Flexible Configuration

Easily configure rules for Reserved Seats or Season Passes.

Digital Growth

Empowering "Gas Station + Internet" models to extend business boundaries.

Secure Authentication

Native support for Contactless Smart Cards.

Let’s build the future with innovation

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Closed-Loop Payment & Operation Solution

One Unified Engine. Infinite Industry Applications

The Universal Engine for Closed-Loop Business

System Elements

Application Layer

Core Business Management

Terminal Layer

Diverse Access Terminals

Data Layer

Robust Infrastructure

Product Detail

Comprehensive Operation Management

Flexible Payment & Ticketing Engine

Cross-Industry Ecosystem

Use Case

Smart Public Transport

Energy Retail & Gas Stations

Smart Public Transport

Energy Retail & Gas Stations

Solution Advantages

Universal Architecture

Flexible Configuration

Digital Growth

Secure Authentication

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Let’s build the future with innovation

Beijing Huada Zhibao Electronic System Co., LTD.

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